Free Prenuptial Agreement Form

Brides-to-be should strongly consider getting a pre-nuptial agreement in place with their future husband.  This will strongly prevent any disagreements between the couple in case there ever is a need for separation or divorce.  There are many pros and cons of getting a pre-nuptial agreement and these will be discussed in this article.

Pros of Pre-Nuptial Agreement

There are many advantages of having a pre-nuptial agreement prior to marriage and this is oftern down in the following cases when either partner:

  • Owns a home or real estate property before marriage
  • Owns stocks or retirement accounts or a significant amount of inheritance before marriage
  • Has children from a previous marriage
  • Will be contributing to a child’s college funds or supporting the family in other critical periods of time

Check out this free pre-nuptial agreement forms that you can download.


Some advantages of having a pre-nuptial agreement are the following:

  • Protection of property: Prenuptial agreements can help solidify and define exactly which property items each partner will be entitled if there is a divorce or separation.
  • Avoid future costs:  Most of the legal issues are covered in the prenuptial agreement thereby avoiding costly litigation in the future
  • Special provisions: Special provisions can be included for maters that are unique for each situation in addiiton to property matters which can in turn also prevent costly litigation down the road.
  • Debts: Pre-nuptial agreements can also be used to determine lthe liability of each partner for debts and help to protect each partner from issues with creditors.

Cons of Pre-Nuptial Agreement

There are of course some disadvantages of having pre-nuptial agreements and here are some of the common perceived disadvantages.

  • Might be unnecessary: Many of the issues covered by pre-nuptial agreements are covered by state laws and there are some issues such as child support matters that are not allowed to be discussed in a pre-nuptial agreement.  These matters need to be resolved through court.
  • Might be too early for young couples: If the couples are very young, it might be too early to need it especially if both partners have not acquired a great deal of property or assets.
  • Perceptions that partners do not trust each other:  Some people feel that the idea of having a pre-nuptial agreement brings up the idea of a lack of trust between the partners.  Some feel that the use of these types of agreements leaves the couple open to the possibility of separation or divorce.  However, one must realize that the pre-nuptial agreement itself does not encourage divorce.

Overall Thoughts on Pre-Nuptial Agreements

While there are some perception-based disadvantages of pre-nuptial agreements, the advantages of having them greatly outweigh the cons.  It is much better to enter the marriage with peace of mind knowing that your personal assets and property are protected and that they are separate from any joint property or assets acquired during marriage.  This will also provide peace of mind to any children you have in previous marriages.

Check out this free download of pre-nuptial agreement forms for your state.

Marriage Name Change Checklist

There is definitely a lot of places that you need to inform about your name change after marriage.  Here is a handy marriage name change checklist.  One way to simplify the process of changing your name is to purchase an inexpensive name-changing kit and this relieves you of one more chore to do on your big day.  After all, you have a lot more important things to do such as picking out your wedding dress, wedding ring, organizing your bridal party, and so much more.

Checklist

  1. The most imporatant item of all is to get certified copies of your marriage license which need to be sent to the Soical Security Administration.
  2. Of all the agencies you need to start with, you should start with the Social Security Administration since this is very important that the name and social security number match for withholding tax in payroll as well as retiremetn benefits.
  3. Notifying the Social Security Administration also notifies the Internal Revenue Service about the name change.
  4. You need to get a new driver’s license or identification card which will make the rest of the process easier.  In addition to the driver’s license, you might be able to update the tag, title, and voter registration records while at the DMV.
  5. Notify your employers so that work records reflect the updated name.  Also, review your tax withholdings and make changes if necessary.  This is also a good time to review insurance policies and also update beneficiaries if necessary.
  6. Update your name with the bank or credit union and they might need to see an updated driver’s license for proof of name change.
  7. Notify creditors of your name change so that you will have a credit history under your married name and the credit files will be linked together.
  8. Notify your landlord or mortgage company of your name change or your rental office at the apartment you are living in.
  9. Notify other insurance companies (auto, life, home, etc.). and change beneficiaries if necessary.
  10. Inform physicians’ offices of your change in the name.
  11. Inform rofessional licensing boards that you are a member of.
  12. Notify investment companies and change beneficiaries if necessary.
  13. Inform you attorney in case you need to update legal documents.
  14. Update the records at your utilities to reflect the name change.
  15. Inform the passport office to get a new passport issued with the new name.
  16. Notify the post office of the name change.
  17. Update your voter registration records by notifying the voter registraation board.
  18. Inform your alumni association.

Remember, you can very easily simplify the whole process by buying a simple, low-cost name changing kit which will greatly reduce your headache on the very busy days ahead in your life.